Thank you for taking a few minutes to visit my tour website. 2013 has been a great year helping sellers get top dollar and buyers find the deal on a great house. My business is about a 50/50 split between representing Buyers and Sellers.

In 2009 to 2011 I worked selling foreclosures. That market has dried up as the economy slowly turned around.

The same thing has happened to short sales. While it was very satisfying emotionally to help distressed homeowners out of difficult situations it was very hard work. The lenders seemed intent to make it as difficult as possible.

For 16 years I worked as a Mortgage Broker. That experience has been instrumental in winning the homes my buyers want. By understanding the complexities of financing, my clients are able to propose an offer that is an obvious winner.

It might surprise you to know that super low interest rates do not stimulate buyers. The immediate threat of rising interest rates is the reason for 2013 multiple offer mania.

August of 2013 had an adjustment in demand. The sudden rise in rates caught buyers unawares. The same buyer who could pay for an $850,000 house suddenly found themselves qualified for $775,000.

Why didn't the prices quit rising? Before August, there were about 10 offers for every home. Now a multiple offer may have only 4 bidders. The odds are better for a buyer by a lot. The seller can still get an excellent price.

2013 will finish strong. If your are motivated to have your home either sold or purchased in 2013 I can offer you great direction.

2014 has the politicians all posturing to change the market. I don't think it will benefit real estate but they will do it anyway. Already, the reverse mortgage, which helps seniors, has government imposed changes taking effect Oct. 1, 2013. These changes make it harder to qualify for this useful purchase options.

While you are here, take a look at my virtual tours, and see if there is anything there that might interest you. If so, I would be happy to give you a personal viewing.

Don't forget to bookmark this page. You never know when things in your life may change, and you'll need a good Real Estate Agent to help you make the next transition. You can always find me at janicelavergne.com

If there is anything I can do to serve you and your family, just let me know. You can call me, or fill out the form on the Contact page of my website. I look forward to hearing from you very soon!